Risk Reduction Mortgage Corp. is the inventor of the Risk Reduction Mortgage – the most
important financial innovation since securitization. This mortgage product allows homeowners
to nationally diversify the value risk on their homes – typically their single largest investment.
The astounding diversification benefit, termed “the only free lunch in Economics” – reduces the
risk in their home equity by more than 40% and similarly reduces foreclosure risk. Importantly,
this reduction in risk results in a reduced interest rate. It is no surprise that 62% of surveyed
homeowners are interested in this product – incredible for anovel concept.